How to apply for South Carolina Payday Loans

When you are in need of quick money it feels really bad and you will naturally be looking for instant cash loan to help you cover urgent expenses. Online Payday Loans in South Carolina come as the most convenient and easy type of financing with guaranteed approval. You are likely to get a payday loan from South Carolina lending companies today even with bad credit!

123 Money Loans in South Carolina

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All you need to know about Payday loans in South Carolina (SC)

Let’s study the payday loan definition and meaning. Though the definitions are numerous and varied, the common meaning comes to a small $100 – N/A short term cash loan till the next paycheck. South Carolina as all the other US states, has certain laws regulating payday lending. According to these rules, South Carolina lenders can offer their products and services online or in-store at their locations. In order to obtain a fast Payday Loan in South Carolina, you need to know a few facts. Read further to find them out.


South Carolina Payday Loan benefits with 123 Money Loans

The popularity of payday loans among South Carolina residents is constantly growing nowadays. They remain the most convenient cash loan solution for emergency needs. The most important advantage of short-term loans in South Carolina is their high availability for any resident of the state. The other benefits include:

  • A simple 24/7 online application
  • Fast approval within a few minutes
  • No hard credit check is required
  • No faxing, no paperwork, no waiting in lines
  • Bad credit or no credit are not a problem
  • No collateral is required
  • Quick same day financing
  • No hidden fees

If you are still in doubts, don’t even hesitate – start your online Payday Loan application now and get your money today!

South Carolina short-term lending laws and regulations

Applying for Payday Loans in South Carolina, you should check your rates at first and find out if you qualify for the necessary amount:
It’s recommended to use a free Online Payday Loan Calculator to find out the loan cost with the APR, interest rates, finance charges, and other fees. The average Annual Percentage Rate (APR) in South Carolina is about N/A. So, if you borrow a $100 loan, you should expect to be charged $111.85 total loan cost. Maximum terms of South Carolina Payday Loans are N/A – 31 day(s). Sometimes, you can find a 3-month Payday Loan if you consider longer terms more convenient.

MIN Loan AmountN/A
MAX Loan Amount$550
MIN. Loan TermN/A
MAX. Loan Term31 day(s)
MAX APR390.00%

Consumer Protection in South Carolina

Regulator: South Carolina State Board of Financial Institutions
Address: 1205 Pendleton St #306, Edgar Brown Building, Columbia, SC 29201
Regulator’s Website:

Which South Carolina residents qualify for online Payday Loans

In South Carolina, it’s rather easy to qualify for a Payday Loan. You just need to meet the lender’s requirements:
• Be at least 18 years old or over.
• Be a legal resident of South Carolina.
• Provide a proof of a stable monthly income of at least $1,000.
• A valid phone number and email.
• No bankruptcy or military service.


Do you meet all these eligibility criteria? Then you’ll have no problems in getting fast Payday Loan in South Carolina even with bad credit.

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