A short-term, small dollar loan is funding that you pay back all at once on a specified due date. The loan term is usually much shorter than with other financial products.

You could receive your funding as soon as the next business day.

While we cannot guarantee that anyone will be approved or prequalified for a loan, many of our lenders do work with loan customers who have poor credit histories.

An installment loan is funding that is paid back, bit by bit, over time. The loan amount for an personal installment loan tends to be larger than for a short-term small dollar loan. On 123 Money Loans, potential borrowers can request funding for up to $5,000.

123 Money Loans is not a direct lender and does not make credit decisions. paydayplus.net is a loan connecting service. We connect consumers who are looking for financial assistance with independent, third party lenders who may be able to provide a loan. You begin by filling out the simple form. Your information is then shared with third party lenders who may make you a loan offer. You are under no obligation to accept the offer, but if you do, the lender will provide the instructions to do so. Every third party lender has their own terms and conditions. Please consult these before accepting the loan offer. In particular, check for information on the APR, fees, renewal terms and consequences of non-payment. If you have any questions about your loan, please contact your lender.

No. This website provides a free loan request service. Potential borrowers can use our form to reach out to lenders. It is our goal to help the consumer make a connection with a lender. We never charge a fee for this service.

It should only take you a few minutes to fill out our loan request form. Then, you should know if we were able to connect you with a lender within about 90 seconds.

This website helps consumers request up to $5,000. We are not a lender. It is our job to help you find a reputable loan company.

This varies by lender, so check with your lender before agreeing to the loan offer. Many consumers get in trouble by not being aware of the penalties of late or non-payments. Be fully aware of the consequences of not paying the loan in full on the date it is due.